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I have made a Early Retirement Grid to estimate how long we can achieve Financial Independence and Retire Early based on our current income and expenses.

You can vary investment returns, withdrawal rates and annual expenses multiple as you like.

Please note that this tracker have a few limitations:
  • All calculations are just estimates as
    • Investment returns may change
    • Returns may be calculated differently depending on the investment
  • Taxes on investments are not accounted for and assumed to be zero.

Disclaimer: This spreadsheet should not be construed as financial advice. The results may not be guaranteed to be exact, and may not apply to your specific situation. Users should carry out independent verification of results provided. No warranty whatsoever is given and no liability whatsoever is accepted for any loss howsoever arising whether directly or indirectly as a result of actions taken based on the results from this spreadsheet. Please consult a qualified professional regarding financial decisions.

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